The new home contents and homeowners insurance product is now available from ERGO Versicherung in Austria: ERGO fürs Wohnen offers 3 options and 11 supplemental packages that enable customers to obtain exactly the insurance they need for their requirements and lifestyle. The maximum cover amounts available from ERGO are among the highest on the market.
3 options for customised insurance
ERGO fürs Wohnen is available in three options:
- “Start” provides favourably priced protection against the most important risks posed by fire, water pipe breaks and storms. This option is recommended for individuals who change their place of residence frequently, share accommodation with others or live in a student dormitory or retirement home.
- The “Basic” option provides full protection for the most common dangers, while also offering the most frequently requested additional services.
- “Plus” is the exceptionally high-performance top insurance package that includes the highest cover and many extras.
11 supplemental components for maximum protection
The ERGO fürs Wohnen Basic and Plus options can be expanded to include a large number of supplemental insurance components for gardens and pools, pool systems, electronic appliances, home automation, glass fixtures and heating and photovoltaic systems, as well as higher cover for natural disasters and higher liability cover for damages, e.g. damages caused by a sail boat.
“One of our stated goals is to continue growing profitably in the area of property-casualty insurance in Austria”, says Josef Adelmann, CEO of ERGO Versicherung AG. “Innovative products that meet current market demands and customer requirements with regard to optimal and customised insurance cover will enable us to achieve this goal. In terms of product development, we have therefore focused on ensuring that ERGO fürs Wohnen can always offer comprehensive protection in line with the customers’ insurance needs, their home furnishings and their financial situation.”
It was thus also very important to align cover and service even more closely with current and future market developments and customer expectations – for example better protection against damage from natural disasters, Internet and data security, as well as packages for mobile customers or environmentally conscious customers (e.g. insurance for luggage, bicycles, e-bikes and photovoltaic systems).
The ERGO advantages: Better benefits, outstanding service
The new home contents and homeowners insurance product contains new elements and further improvements to existing elements. As is already the case, ERGO uses the square-meter dimensions of the home / utilised space to correctly calculate premiums. If the dimensions supplied are correct, ERGO does not raise any objections of underinsurance. The maximum cover amounts offered by ERGO fürs Wohnen that are calculated on the basis of the square-meter data on the utilised space are among the highest on the market. The “Plus” option fully insures damage resulting from gross negligence, and adjustments have also been made in line with customers’ requirements with regard to “violations of safety regulations (obligations)”.
24h Home Assistance offers rapid support in emergencies, including everything from tradesmen and locksmith services to moving services, emergency storage and temporary accommodation. Further benefits offered by ERGO fürs Wohnen include free storm warnings via text messages or e-mail and free building shell insurance with homeowners insurance packages. With several deductible variants to choose from, customers can also lower their premiums by up to 25%.
Further information is available at: https://ergo-versicherung.at/p/wohnen/
ERGO Austria International AGpresse@ergo-versicherung.at
Businesspark Marximum / Objekt 3
Tel. +43 1 27444-3703
ERGO Versicherung AG, which can look back on a successful history spanning well over 100 years, is one of the leading insurance companies in Austria today. ERGO Versicherung AG is a subsidiary of ERGO Austria International AG and thus part of the ERGO Group, and of Munich Re, which is one of the world’s leading reinsurers and risk carriers. Within the scope of strategic cooperation agreements with partners UniCredit/Bank Austria and the Assocation of Volksbanks, as well as via its own field service, associated brokers and agents, and direct sales channels, ERGO offers a customer-focused range of life, health, property and casualty insurance products for the specific needs of private and business customers.
Further information is available at www.ergo-versicherung.at and www.ergo-austria.com
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Please note: The descriptions and information above are for press release purposes only. They in no way constitute a recommendation or any other type of insurance advice, nor do they amount to a request that you purchase an insurance policy and they are without obligation.
This press release contains forward-looking statements that are based on current assumptions and forecasts of the management of ERGO Austria International AG. Known and unknown risks, uncertainties, and other factors could lead to material differences between the forward-looking statements given here and the actual development, in particular the results, financial situation, and performance of our Company. The Company assumes no obligation to update these forward-looking statements or to conform them to future events or developments.